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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

I have not used my gift card for a while. Will I be charged an inactivity fee?


It depends. You might be charged an inactivity fee if you have not used your card for at least 12 months.

 The federal law also requires the card issuer to clearly and conspicuously disclose the inactivity fee to you. In addition, you may not be charged an inactivity fee at all if the state you live in does not allow such a fee.

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