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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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How do I find out what the terms in my lease agreement mean?


Under the federal Consumer Leasing Act (CLA), the person or company whom you lease a vehicle from, known as the “lessor,” must provide written disclosures of certain costs and terms to you if the lease is longer than four months and meets other requirements.

Most automobile leases will be subject to the CLA. The Federal Reserve’s “Keys to Vehicle Leasing” provides a Quick Consumer Guide , a Sample Leasing Form , and a Glossary of terms.    These materials will help you understand the terms of your auto lease. 

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