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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Press release Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Report Auto Lending to Servicemembers
Category: Press release
Archived
CFPB Finds Servicemembers Pay More in Auto Lending Market
Category: Office of Research Publication An Introduction to the CFPB’s Rental Payment Data and Analysis
Category: Press release
Archived
CFPB Report Finds Continued Challenges for Households that Rent
Category: Press release
Archived
CFPB Report Finds Cash-Out Mortgage Refinance Borrowers Improve Credit Scores
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Report Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data
Category: Press release
Archived
CFPB Finds More Vehicles Eligible for Repossession Than Pre-Pandemic
Category: Press release
Archived
CFPB Orders Equifax to Pay $15 Million for Improper Investigations of Credit Reporting Errors
Category: Blog
Archived
Back from the Dead: Zombie Second Mortgages
Category: Press release
Archived
CFPB Takes Action Against Draper & Kramer Mortgage for Discriminatory Mortgage Lending Practices
Category: Blog
Archived
Strengthening Appraisal Oversight: Progress at the Appraisal Subcommittee
Category: Report Issue Spotlight: Home Equity Contracts: Market Overview
Category: Press release
Archived
CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four Loans
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later and Other Unsecured Debt
Category: Press release
Archived
CFPB Finds Hundreds of Thousands of Mortgages in Southeast and Central Southwest US Likely Underinsured Against Flood Risk
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Press release
Archived
CFPB Sues Experian for Sham Investigations of Credit Report Errors
Category: Press release
Archived
CFPB Finalizes Rule to Remove Medical Bills from Credit Reports
Category: Press release
Archived
CFPB Sues Vanderbilt for Setting Borrowers Up to Fail in Manufactured Home Loans
Category: Report The Financial Security of Small Business Owners: Evidence from the Making Ends Meet Survey
Category: Press release
Archived
CFPB Files Lawsuit to Stop Illegal Kickback Scheme to Steer Borrowers to Rocket Mortgage
Category: Report College Banking and Credit Card Agreements
Category: Press release
Archived
CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Category: Press release
Archived
CFPB Report Finds Mortgage Companies Create Obstacles for Homeowners After Death or Divorce
Category: Report Issue Spotlight: Homeowners face problems with mortgage companies after divorce or death of a loved one
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Press release
Archived
CFPB Report Finds Significant Drop in Annual Mortgage Applications and Originations in 2023
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Press release
Archived
CFPB Takes Action to Address Townstone Financial’s Unlawful Redlining
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at Georgetown University’s DC Fintech Week
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Federal Reserve Bank of Philadelphia on the Personal Financial Data Rights Rule
Category: Press release
Archived
CFPB Finalizes Personal Financial Data Rights Rule to Boost Competition, Protect Privacy, and Give Families More Choice in Financial Services
Category: Press release
Archived
CFPB and Justice Department Take Action Against Fairway for Redlining Black Neighborhoods in Birmingham, Alabama
Category: Press release
Archived
Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Category: Press release
Archived
Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Center for American Progress Housing Summit
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Congressional Black Caucus Foundation's 53rd Annual Legislative Conference
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the National Housing Conference
Category: Press release
Archived
CFPB Orders NewDay USA to Pay $2.25 Million for Illegally Luring Veterans and Military Families into Cash-Out Refinance Loans
Category: Blog
Archived
What we're learning: Medical debt's impact on Alaska Native communities
Category: Blog
Archived
What Buy Now, Pay Later lenders are doing to be upfront with borrowers
Category: Press release
Archived
CFPB Takes Action to Stop Contract-for-Deed Investors from Setting Borrowers Up to Fail
Category: Report Report on Contract for Deed Lending
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the CFPB’s Field Hearing in St. Paul, Minnesota
Category: Report 2023 Financial Literacy Annual Report
Category: Press release
Archived
CFPB Report Finds Lenders Cramming Markup Fees and Confusing Terms into Solar Energy Loans
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Treasury Roundtable on Solar Financing
Category: Blog
Archived
Credit card delinquencies are higher than in 2019 because lenders took on more risk
Category: Blog
Archived
What we're hearing: financial challenges along the Gulf Coast
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Press release
Archived
Agencies Finalize Interagency Guidance on Reconsiderations of Value for Residential Real Estate Valuations
Category: Press release
Archived
CFPB Proposes Interpretive Rule to Ensure Workers Know the Costs and Fees of Paycheck Advance Products
Category: Press release
Archived
Agencies Issue Final Rule to Help Ensure Credibility and Integrity of Automated Valuation Models
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on Emerging Paycheck Advance Products
Category: Press release
Archived
CFPB Proposes Rules to Help Homeowners Avoid Foreclosure
Category: Press release
Archived
CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Blog
Archived
The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market
Category: Press release
Archived
CFPB Extends Compliance Dates for Small Business Lending Rule
Category: Blog
Archived
CFPB approves rule to ensure accuracy and accountability in the use of AI and algorithms in home appraisals
Category: Press release
Archived
CFPB Takes Action Against Sutherland Global and NOVAD Management Consulting for Reverse Mortgage Servicing Failures
Category: Press release
Archived
CFPB Takes Action Against Repeat Offender Freedom Mortgage Corporation for Violating Law Enforcement Order and for Housing Data Errors
Category: Report Negative Equity Findings from the Auto Finance Data Pilot
Category: Press release
Archived
CFPB Proposes to Ban Medical Bills from Credit Reports
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Ban of Medical Bills on Credit Reports
Category: Press release
Archived
CFPB Launches Inquiry into Junk Fees in Mortgage Closing Costs
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at a White House Event Convening on Mortgage Closing Costs
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Buy Now, Pay Later Press Call
Category: Press release
Archived
CFPB Takes Action to Ensure Consumers Can Dispute Charges and Obtain Refunds on Buy Now, Pay Later Loans
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Mortgage Bankers Association
Category: Director's statement
Archived
Statement by CFPB Director Rohit Chopra on the Financial Stability Oversight Council’s Nonbank Mortgage Company Report
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Joint Hearing on Airline and Credit Card Rewards Programs
Category: Press release
Archived
CFPB Report Highlights Consumer Frustrations with Credit Card Rewards Programs
Category: Press release
Archived
CFPB Publishes Research Finding Higher Price Complexity Leads Consumers to Pay More
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Press release
Archived
CFPB Finds 15 Million Americans Have Medical Bills on Their Credit Reports
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Press release
Archived
CFPB Takes Action to Stop Illegal Junk Fees in Mortgage Servicing
Category: Report Supervisory Highlights, Issue 33 (Spring 2024)
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at Rutgers Law School Center for Corporate Law and Governance
Category: Letter
Archived
CFPB Comment to Illinois Joint Committee on Administrative Rules on the State’s Proposed Community Reinvestment Act Rules
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Press release
Archived
CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Press release
Archived
2023 HMDA Data on Mortgage Lending Now Available
Category: Blog
Archived
ASC hearing addresses appraisal bias, highlights deficiencies with The Appraisal Foundation

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