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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Press release Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Category: Press release Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Category: Report The Buy Now, Pay Later Market
Category: Press release CFPB Amends Wise Order for Remittance Practices
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Report College Banking and Credit Card Agreements
Category: Report Supervisory Highlights, Issue 37 (Winter 2024)
Category: Report Issue Spotlight: The High Cost of Retail Credit Cards
Category: Report Data Spotlight: Credit card cash advance fees spike after legalization of sports gambling
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Report Issue Spotlight: Costs of Electronic Payments in K-12 Schools
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report Banking in video games and virtual worlds
Category: Report Credit card data: Small issuers offer lower rates
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report The Consumer Credit Card Market
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Report Supervisory Highlights Junk Fees Update Special Edition, Issue 31, Fall 2023
Category: Report Big Tech's Role in Contactless Payments: Analysis of Mobile Device Operating Systems and Tap-to-Pay Practices
Category: Report Tuition Payment Plans in Higher Education
Category: Report Issue Spotlight: Analysis of Deposit Insurance Coverage on Funds Stored Through Payment Apps
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Report Trends in overdraft/non-sufficient fund (NSF) fee revenue and practices
Category: Report Consumer experiences with overdraft programs
Category: Report Medical Credit Cards and Financing Plans
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
Category: Report User testing for sample data collection form for the small business lending final rule
Category: Report Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Report 2022 College banking and credit card agreements
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Report The Convergence of Payments and Commerce: Implications for Consumers
Category: Report Credit Card Line Decreases
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Office of Research Publication Credit card late fees
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Report The Consumer Credit Card Market
Category: Report 2021 College credit card agreements
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Report Fair Lending Report 2020
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Report 2020 College credit card agreements
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Report Fair Lending Report 2019
Category: Report 2019 College credit card agreements
Category: Report Supervisory Highlights, Issue No. 19 (Summer 2019)
Category: Report The Consumer Credit Card Market
Category: Office of Research Publication Data point: Credit card revolvers
Category: Report Fair Lending Report 2018
Category: Report Remittance rule assessment report
Category: Report Supervisory Highlights, Issue No. 18 (Winter 2019)
Category: Report 2013 Ability-to-Repay and Qualified Mortgage Assessment Report
Category: Report 2013 RESPA Servicing Rule Assessment Report
Category: Report College credit card agreements 2018
Category: Report Fair Lending Report 2017
Category: Office of Research Publication Data point: Final student loan payments and broader household borrowing
Category: Office of Research Publication Quarterly consumer credit trends: End-of-year credit card borrowing
Category: Report 2017 College credit card agreements
Category: Report The consumer credit card market
Category: Report Consumer voices on overdraft programs
Category: Report Consumer Protection Principles: Consumer-authorized financial data sharing and aggregation
Category: Report Supervisory Highlights: Summer 2017
Category: Report Supervisory Highlights: Summer 2018
Category: Office of Research Publication CFPB data point: Frequent overdrafters
Category: Report Fair Lending Report 2016
Category: Report Monthly Complaint Report, Vol. 21
Category: Report The power of light-touch financial education: A demonstration with credit card revolvers
Category: Report Consumer insights on managing spending
Category: Report 2016 College credit card agreements
Category: Report Monthly Complaint Report, Vol. 13
Category: Report Supervisory Highlights: Summer 2016
Category: Report Fair Lending Report 2015
Category: Report 2015 College credit card agreements
Category: Report The Consumer Credit Card Market
Category: Report Student loan servicing
Category: Report Consumer Protection Principles: Consumer protection in new faster payment systems
Category: Report Fair Lending Report 2014
Category: Report Fair Debt Collection Practices Act Annual Report 2015
Category: Report 2014 College credit card agreements
Category: Office of Research Publication Data point: Checking account overdraft
Category: Report Fair Debt Collection Practices Act annual report

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