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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Office of Research Publication Debt Burdens Among Credit-Linked Consumers in the United States
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report The Buy Now, Pay Later Market
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2025
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Report College Banking and Credit Card Agreements
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Report Annual Report of the CFPB Student Loan Ombudsman
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Report State Consumer Privacy Laws and the Monetization of Consumer Financial Data
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2024
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Report Supervisory Highlights: Servicing and Collection of Consumer Debt, Issue 34 (Summer 2024)
Category: Report Data spotlight: Early impacts of removing low-balance medical collections
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Banking in video games and virtual worlds
Category: Report Credit card data: Small issuers offer lower rates
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2023
Category: Report The Consumer Credit Card Market
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Report Issue Spotlight: Consumer risks posed by employer-driven debt
Category: Report Office of Servicemember Affairs 2022 Annual Report
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Report 2022 Consumer Response annual report
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Servicemember reports about identity theft are increasing
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Report Complaint Bulletin: An analysis of consumer complaints related to crypto-assets
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Report 2022 Annual Report of the CFPB Education Loan Ombudsman
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Report Issue Spotlight: Nursing Home Debt Collection
Category: Report The Convergence of Payments and Commerce: Implications for Consumers
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Report Office of Servicemember Affairs 2021 Annual Report
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Report Complaint Bulletin: Medical billing and collection issues described in consumer complaints
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Report Fair Debt Collection Practices Act Annual Report 2022
Category: Report 2021 Consumer Response annual report
Category: Report Medical debt burden in the United States
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Report 2021 Annual Report of the CFPB Education Loan Ombudsman
Category: Report The Consumer Credit Card Market
Category: Report Consumer Complaint Research Brief: Consumer complaints throughout the credit life cycle, by demographic characteristics
Category: Report 2021 College credit card agreements
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Report Complaint Bulletin: COVID-19 issues described in consumer complaints
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Report Complaint Bulletin: Mortgage forbearance issues described in consumer complaints
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Report Complaint Bulletin: County-level demographic overview of consumer complaints
Category: Report 2020 Consumer Response annual report
Category: Report Fair Debt Collection Practices Act Annual Report 2021
Category: Report Supervisory Highlights, COVID-19 Prioritized Assessments Special Edition (Issue 23)
Category: Report Annual Report of the CFPB Private Education Loan Ombudsman 2020
Category: Report 2020 College credit card agreements
Category: Report Supervisory Highlights, Issue No. 22 (Summer 2020)
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Report Bureau Symposium: Consumer Access to Financial Records, a summary of the proceedings
Category: Report July Complaint Bulletin: Complaints mentioning coronavirus keywords
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Report Complaint Bulletin: Complaints mentioning coronavirus keywords
Category: Report Office of Servicemember Affairs Annual Report for Fiscal Year 2019
Category: Report 2019 Consumer Response annual report
Category: Report Fair Debt Collection Practices Act Annual Report 2020
Category: Office of Research Publication Disclosure of Time-Barred Debt and Revival: Findings from the CFPB’s Quantitative Disclosure Testing
Category: Office of Research Publication Quantitative Survey Testing of Model Disclosure Clauses and Forms for Debt Collection: Methodology Report
Category: Report Supervisory Highlights, Issue No. 21 (Winter 2020)
Category: Report 2019 College credit card agreements
Category: Office of Research Publication Quarterly Consumer Credit Trends: Public records, credit scores, and credit performance
Category: Report Supervisory Highlights Consumer Reporting Special Edition, Issue No. 20 (Fall 2019)
Category: Office of Research Publication Data point: Borrower experiences on income-driven repayment
Category: Office of Research Publication Data point: Servicer size in the mortgage market

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