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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Press release Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Category: Press release Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2025
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Report Issue Spotlight: Home Equity Contracts: Market Overview
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Report College Banking and Credit Card Agreements
Category: Report Supervisory Highlights, Issue 37 (Winter 2024)
Category: Report Issue Spotlight: Homeowners face problems with mortgage companies after divorce or death of a loved one
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Report Annual Report of the CFPB Student Loan Ombudsman
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2024
Category: Report Report on Contract for Deed Lending
Category: Report Supervisory Highlights: Servicing and Collection of Consumer Debt, Issue 34 (Summer 2024)
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Data spotlight: Early impacts of removing low-balance medical collections
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Report Supervisory Highlights, Issue 33 (Spring 2024)
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2023
Category: Report The Consumer Credit Card Market
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Report Supervisory Highlights Junk Fees Update Special Edition, Issue 31, Fall 2023
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Report Issue Spotlight: Consumer risks posed by employer-driven debt
Category: Report Banking and Credit Access in the Southern Region of the U.S
Category: Report Office of Servicemember Affairs 2022 Annual Report
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Report Trends in overdraft/non-sufficient fund (NSF) fee revenue and practices
Category: Report Consumer experiences with overdraft programs
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
Category: Report User testing for sample data collection form for the small business lending final rule
Category: Report Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Report 2022 Annual Report of the CFPB Education Loan Ombudsman
Category: Report 2022 College banking and credit card agreements
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Issue Spotlight: Nursing Home Debt Collection
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Report Office of Servicemember Affairs 2021 Annual Report
Category: Report Data Spotlight: Financial challenges faced by recently widowed older adults
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Data Spotlight: Profiles of older adults living in mobile homes
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Report Fair Debt Collection Practices Act Annual Report 2022
Category: Report Consumer Use of State Payday Loan Extended Payment Plans
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Medical debt burden in the United States
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Report 2021 Annual Report of the CFPB Education Loan Ombudsman
Category: Report The Consumer Credit Card Market
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Fair Lending Report 2020
Category: Report Fair Debt Collection Practices Act Annual Report 2021
Category: Report Housing insecurity and the COVID-19 pandemic
Category: Report Supervisory Highlights, COVID-19 Prioritized Assessments Special Edition (Issue 23)
Category: Report Annual Report of the CFPB Private Education Loan Ombudsman 2020
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Report Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment
Category: Report Supervisory Highlights, Issue No. 22 (Summer 2020)
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Report Retirement Security and Financial Decision-making: Research Brief
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Report Fair Lending Report 2019
Category: Report Fair Debt Collection Practices Act Annual Report 2020
Category: Report Market Snapshot: First-time Homebuyers
Category: Office of Research Publication Disclosure of Time-Barred Debt and Revival: Findings from the CFPB’s Quantitative Disclosure Testing

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