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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Report Auto Lending to Servicemembers
Category: Press release CFPB Finds Servicemembers Pay More in Auto Lending Market
Category: Office of Research Publication An Introduction to the CFPB’s Rental Payment Data and Analysis
Category: Press release CFPB Report Finds Continued Challenges for Households that Rent
Category: Press release CFPB Report Finds Cash-Out Mortgage Refinance Borrowers Improve Credit Scores
Category: Report Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Press release CFPB Finds More Vehicles Eligible for Repossession Than Pre-Pandemic
Category: Report Repossession in Auto Finance
Category: Press release CFPB Orders Honda’s Auto Financing Arm to Pay $12.8 Million for COVID-19 and Other Credit Reporting Failures
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later and Other Unsecured Debt
Category: Press release CFPB Finds Hundreds of Thousands of Mortgages in Southeast and Central Southwest US Likely Underinsured Against Flood Risk
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Report The Financial Security of Small Business Owners: Evidence from the Making Ends Meet Survey
Category: Report College Banking and Credit Card Agreements
Category: Press release CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Press release CFPB Report Finds Significant Drop in Annual Mortgage Applications and Originations in 2023
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Press release CFPB Takes Action Against Wrongful Auto Repossessions and Loan Servicing Breakdowns
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Center for American Progress Housing Summit
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Congressional Black Caucus Foundation's 53rd Annual Legislative Conference
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the National Housing Conference
Category: Press release CFPB Takes Action to Stop Contract-for-Deed Investors from Setting Borrowers Up to Fail
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the CFPB’s Field Hearing in St. Paul, Minnesota
Category: Report 2023 Financial Literacy Annual Report
Category: Press release CFPB Report Finds Lenders Cramming Markup Fees and Confusing Terms into Solar Energy Loans
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Treasury Roundtable on Solar Financing
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Press release CFPB Proposes Interpretive Rule to Ensure Workers Know the Costs and Fees of Paycheck Advance Products
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Emerging Paycheck Advance Products
Category: Press release CFPB Takes Action Against Fifth Third for Wrongfully Triggering Auto Repossessions and Opening Fake Bank Accounts
Category: Press release CFPB Exams Find Loan Servicing Failures, Illegal Debt Collection Practices, and Issues with Medical Payment Products
Category: Press release CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Negative Equity Findings from the Auto Finance Data Pilot
Category: Report Data spotlight: Early impacts of removing low-balance medical collections
Category: Press release CFPB Publishes Research Finding Higher Price Complexity Leads Consumers to Pay More
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Press release CFPB Finds 15 Million Americans Have Medical Bills on Their Credit Reports
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Press release CFPB Issues Report Showing Many Americans Are Surprised by Overdraft Fees
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Press release CFPB Orders Toyota Motor Credit to Pay $60 Million for Illegal Lending and Credit Reporting Misconduct
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on a Press Call on Junk Fees
Category: Report Supervisory Highlights Junk Fees Update Special Edition, Issue 31, Fall 2023
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Press release CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances
Category: Press release CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Director's statement Statement of CFPB Director Rohit Chopra on Mortgage Market Activity and Trends
Category: Press release CFPB Sues USASF Servicing for Illegally Disabling Vehicles and for Improper Double-Billing Practices
Category: Press release CFPB Exams Find Unfair, Deceptive, and Abusive Practices Across a Wide Array of Consumer Financial Product Lines
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Testimony Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the U.S. Senate Committee on Veterans’ Affairs
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Report 2022 Financial Literacy Annual Report
Category: Report Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Press release New CFPB Issue Spotlight Examines High Fees that Chip Away at Public Benefits
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Press release CFPB and New York Attorney General Sue Credit Acceptance for Hiding Auto Loan Costs, Setting Borrowers Up to Fail
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Press release CFPB & FHFA news release announcing the publication of updated loan-level data for public use collected through the National Survey of Mortgage Originations
Category: Report Protecting Those Who Protect Us: Evidence of activated Guard and Reserve servicemembers’ usage of credit protections under the Servicemembers Civil Relief Act
Category: Press release CFPB Finds Members of the Reserves and National Guard Paying Millions of Dollars in Extra Interest Each Year
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Press release CFPB Supervisory Examinations Find Credit Reporting Failures, Junk Fees, and Mishandling of COVID-19 Protections
Category: Press release CFPB Reports Highlight Problems with Tenant Background Checks
Category: Report Consumer Snapshot: Tenant Background Checks
Category: Report Tenant Background Checks Market Report
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Press release CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Press release CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports

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