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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Press release Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
Category: Press release Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
Category: Press release Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Report Issue Spotlight: Home Equity Contracts: Market Overview
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report College Banking and Credit Card Agreements
Category: Report Issue Spotlight: Homeowners face problems with mortgage companies after divorce or death of a loved one
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Report Report on Contract for Deed Lending
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Supervisory Highlights, Issue 33 (Spring 2024)
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report State Community Reinvestment Acts: Summary of state laws
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Report Banking and Credit Access in the Southern Region of the U.S
Category: Report Chatbots in consumer finance
Category: Report Chatbots in consumer finance
Category: Report Issue Spotlight: Analysis of Deposit Insurance Coverage on Funds Stored Through Payment Apps
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
Category: Report User testing for sample data collection form for the small business lending final rule
Category: Report Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Report 2022 College banking and credit card agreements
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Report Credit Card Line Decreases
Category: Report Data Spotlight: Financial challenges faced by recently widowed older adults
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Data Spotlight: Profiles of older adults living in mobile homes
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Fair Lending Report 2020
Category: Report Housing insecurity and the COVID-19 pandemic
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Report Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Report Targeting credit builder loans
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Report Retirement Security and Financial Decision-making: Research Brief
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Report Fair Lending Report 2019
Category: Report Market Snapshot: First-time Homebuyers
Category: Report Supervisory Highlights, Issue No. 21 (Winter 2020)
Category: Office of Research Publication Data point: Small business lending and the Great Recession
Category: Report Annual Report on the TILA, EFTA, and CARD Act
Category: Report Supervisory Highlights Consumer Reporting Special Edition, Issue No. 20 (Fall 2019)
Category: Office of Research Publication Data point: Servicer size in the mortgage market
Category: Report Supervisory Highlights, Issue No. 19 (Summer 2019)
Category: Office of Research Publication Planning for tax-time savings
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Report Building a bridge to credit visibility report
Category: Report Reporting of Suspected Elder Financial Exploitation by Financial Institutions: An update to the 2016 Advisory and Recommendations
Category: Report Fair Lending Report 2018
Category: Report Remittance rule assessment report
Category: Report Complaint snapshot: Servicemembers, Veterans, and Military Families 50 State Report
Category: Office of Research Publication Quarterly Consumer Credit Trends: Mortgages to First-time Homebuying Servicemembers
Category: Report Complaint snapshot: Mortgage
Category: Report 2013 Ability-to-Repay and Qualified Mortgage Assessment Report
Category: Report 2013 RESPA Servicing Rule Assessment Report
Category: Report Fair Lending Report 2017

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