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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Press release
Archived
CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four Loans
Category: Press release
Archived
CFPB Approves Application from Financial Data Exchange to Issue Standards for Open Banking
Category: Press release
Archived
CFPB Finalizes Rule to Remove Medical Bills from Credit Reports
Category: Report College Banking and Credit Card Agreements
Category: Report Issue Spotlight: The High Cost of Retail Credit Cards
Category: Press release
Archived
CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Category: Report Data Spotlight: Credit card cash advance fees spike after legalization of sports gambling
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at Georgetown University’s DC Fintech Week
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Goldman Sachs and Apple Enforcement Press Call
Category: Press release
Archived
CFPB Orders Apple and Goldman Sachs to Pay Over $89 Million for Apple Card Failures
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Federal Reserve Bank of Philadelphia on the Personal Financial Data Rights Rule
Category: Press release
Archived
CFPB Finalizes Personal Financial Data Rights Rule to Boost Competition, Protect Privacy, and Give Families More Choice in Financial Services
Category: Blog
Archived
CFPB launches public comment process for open banking standard setter recognition
Category: Press release
Archived
CFPB Sues Horizon Card Services and CEO Robert Kane for Illegally Baiting, Gouging, and Trapping Families in High-Fee Credit Cards
Category: Press release
Archived
CFPB Orders TD Bank to Pay $28 Million for Breakdowns that Illegally Tarnished Consumer Credit Reports
Category: Director's statement
Archived
Statement of CFPB Director Rohit Chopra Regarding the Transportation Department's Probe Into Airline Rewards Programs
Category: Blog
Archived
Credit card delinquencies are higher than in 2019 because lenders took on more risk
Category: Blog
Archived
Ensuring consumers aren’t pushed into medical payment products
Category: Press release
Archived
CFPB Proposes to Ban Medical Bills from Credit Reports
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Ban of Medical Bills on Credit Reports
Category: Press release
Archived
CFPB Launches Process to Recognize Open Banking Standards
Category: Blog
Archived
The CFPB is protecting the military community and providing relief
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Buy Now, Pay Later Press Call
Category: Press release
Archived
CFPB Takes Action to Ensure Consumers Can Dispute Charges and Obtain Refunds on Buy Now, Pay Later Loans
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra Regarding the Supreme Court’s Decision in CFPB v. CFSA
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Joint Hearing on Airline and Credit Card Rewards Programs
Category: Press release
Archived
CFPB Report Highlights Consumer Frustrations with Credit Card Rewards Programs
Category: Press release
Archived
CFPB Takes Action Against Chime Financial for Illegally Delaying Consumer Refunds
Category: Blog
Archived
More competition and less complexity: How the CFPB is working to lower prices in the credit card market
Category: Director's statement
Archived
Joint Statement by Rohit Chopra, Director of the United States Consumer Financial Protection Bureau, and Didier Reynders, Commissioner for Justice and Consumer Protection of the European Commission
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra for CBA Live
Category: Press release
Archived
CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8
Category: Director's statement
Archived
Statement of CFPB Director Rohit Chopra on the Final Rule to Close the Credit Card Late Fee Loophole
Category: Press release
Archived
CFPB Issues Guidance to Rein in Rigged Comparison-Shopping Results for Credit Cards and Other Financial Products
Category: Blog
Archived
Credit card interest rate margins at all-time high
Category: Press release
Archived
CFPB Report Finds Large Banks Charge Higher Credit Card Interest Rates than Small Banks and Credit Unions
Category: Report Credit card data: Small issuers offer lower rates
Category: Press release
Archived
CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Report 2023 College banking and credit card agreements
Category: Press release
Archived
CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Testimony
Archived
Opening Statement of Director Rohit Chopra before the Senate Committee on Banking, Housing, and Urban Affairs
Category: Testimony
Archived
Opening Statement of Director Rohit Chopra before the House Committee on Financial Services
Category: Blog
Archived
Piloting disclosures for construction loans
Category: Press release
Archived
CFPB Orders Citi to Pay $25.9 Million for Intentional, Illegal Discrimination Against Armenian Americans
Category: Director's statement
Archived
Prepared Remarks of CFPB Director Rohit Chopra on Press Call for CFPB’s Enforcement Action against Citi for Illegal Discrimination Targeting Armenian-Americans
Category: Blog
Archived
Servicemembers continue to face major financial challenges
Category: Report The Consumer Credit Card Market
Category: Press release
Archived
CFPB Report Finds Credit Card Companies Charged Consumers Record-High $130 Billion in Interest and Fees in 2022
Category: Press release
Archived
CFPB Proposes Rule to Jumpstart Competition and Accelerate Shift to Open Banking
Category: Director's statement
Archived
Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Personal Financial Data Rights Rule
Category: Press release
Archived
CFPB Announces Advisory Committee Appointments
Category: Speech
Archived
Prepared Remarks of Seth Frotman, General Counsel and Senior Advisor to the Director, at New Jersey Citizen Action Education Fund’s 14th Annual Financial Justice Summit
Category: Press release
Archived
CFPB Report Highlights Role of Big Tech Firms in Mobile Payments
Category: Op-ed | Category: Speech
Archived
Prepared Remarks of CFPB Director Rohit Chopra at the Federal Reserve Bank of Philadelphia’s Annual Fintech Conference
Category: Report Big Tech's Role in Contactless Payments: Analysis of Mobile Device Operating Systems and Tap-to-Pay Practices
Category: Blog
Archived
What’s ahead for Bank of America and its customers
Category: Press release
Archived
Joint Statement by Rohit Chopra, Director of the United States Consumer Financial Protection Bureau, and Didier Reynders, Commissioner for Justice and Consumer Protection of the European Commission
Category: Press release
Archived
CFPB Takes Action Against Bank of America for Illegally Charging Junk Fees, Withholding Credit Card Rewards, and Opening Fake Accounts
Category: Press release
Archived
CFPB, U.S. Department of Health and Human Services, and U.S. Department of Treasury Launch Inquiry into Costly Credit Cards and Loans Pushed on Patients for Health Care Costs
Category: Blog
Archived
Accepting applications for CFPB advisory committees
Category: Press release
Archived
CFPB Action to Require Citizens Bank to Pay $9 Million Penalty for Unlawful Credit Card Servicing
Category: Speech
Archived
Prepared Remarks of General Counsel and Senior Advisor to the Director Seth Frotman at the Innovative Payments Conference
Category: Report Medical Credit Cards and Financing Plans
Category: Speech
Archived
Prepared Remarks of Director Rohit Chopra at the American Association of Healthcare Administration Management
Category: Press release
Archived
CFPB Report Highlights Costly Credit Cards and Loans Pushed on Patients
Category: Blog
Archived
Adjustable-rate loans are changing, because a widely-used interest rate index expires in June
Category: Press release
Archived
CFPB Issues Rule to Facilitate Orderly Wind Down of LIBOR
Category: Press release
Archived
CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Completing the LIBOR Transition
Category: Testimony
Archived
Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the U.S. Senate Committee on Veterans’ Affairs
Category: Blog
Archived
As outstanding credit card debt hits new high, the CFPB is focusing on ways to increase competition and reduce costs
Category: Press release
Archived
CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Press release
Archived
CFPB Announces Appointments of New Advisory Committee Members
Category: Blog
Archived
Why the largest credit card companies are suppressing actual payment data on your credit report
Category: Press release
Archived
CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Director's statement
Archived
Director Chopra’s Remarks on Press Call for Credit Card Late Fees NPRM
Category: Press release
Archived
CFPB Seeks Public Input on Consumer Credit Card Market
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Blog
Archived
Protecting borrowers’ control over their money
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Press release
Archived
CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech
Archived
Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog
Archived
Why we’re modernizing how we collect credit card data
Category: Blog
Archived
Examining the factors driving high credit card interest rates
Category: Press release
Archived
CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Blog
Archived
Office of Research blog: Housing inflation is hitting low-income renters
Category: Blog
Archived
Promoting Competition in Our Financial Markets
Category: Blog
Archived
Accepting applications for CFPB advisory committees
Category: Report Credit Card Line Decreases
Category: Blog
Archived
New report explores the impact of credit card line decreases on consumers

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