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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Blog
Archived
Office of Research blog: Update on student loan borrowers during payment suspension
Category: Speech
Archived
Director Chopra’s Prepared Remarks at Money 20/20
Category: Press release
Archived
CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Blog
Archived
Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores
Category: Press release
Archived
CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
Category: Blog
Archived
Market monitoring insights: examining the potential credit impact of high vehicle costs for consumers
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech
Archived
Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog
Archived
Exploring the connection between financial assistance for medical care and medical collections
Category: Blog
Archived
Why we’re modernizing how we collect credit card data
Category: Blog
Archived
Examining the factors driving high credit card interest rates
Category: Press release
Archived
CFPB Warns that Digital Marketing Providers Must Comply with Federal Consumer Finance Protections
Category: Speech
Archived
Director Chopra’s Prepared Remarks at the 2022 National Association of Attorneys General Presidential Summit
Category: Press release
Archived
CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Blog
Archived
Office of Research blog: Housing inflation is hitting low-income renters
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Press release
Archived
CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Blog
Archived
Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Blog
Archived
Using special purpose credit programs to serve unmet credit needs
Category: Press release
Archived
CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds
Category: Report Credit Card Line Decreases
Category: Blog
Archived
New report explores the impact of credit card line decreases on consumers
Category: Op-ed | Category: Speech
Archived
Deputy Director Zixta Martinez’s Prepared Remarks at the FDIC Meeting of the Advisory Committee on Economic Inclusion
Category: Blog
Archived
Identifying and addressing the financial needs of immigrants
Category: Press release
Archived
CFPB Helps Survivors Mitigate the Financial Consequences of Human Trafficking
Category: Blog
Archived
Buy Now, Pay Later and Credit Reporting
Category: Op-ed | Category: Speech
Archived
Deputy Director Zixta Martinez’s Keynote Address at the Consumer Federation of America’s 2022 Consumer Assembly
Category: Press release
Archived
CFPB Launches Inquiry into Practices that Leave Workers Indebted to Employers
Category: Blog
Archived
CFPB tells credit card CEOs: Practice of suppressing payment data has potential for consumer harm
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Press release
Archived
CFPB Report Spotlights Medical Billing Challenges
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Press release
Archived
CFPB Releases Report on Financial Challenges Facing Rural Communities
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog
Archived
The student loan pause was extended—three things to keep in mind
Category: Op-ed | Category: Speech
Archived
Deputy Director Martinez’s Opening Remarks to the Academic Research Council
Category: Press release
Archived
CFPB Seeks to Halt Negative Credit Reporting for Survivors of Human Trafficking
Category: Speech
Archived
Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Report Consumer Use of State Payday Loan Extended Payment Plans
Category: Press release
Archived
CFPB Finds Payday Borrowers Continue to Pay Significant Rollover Fees Despite State-Level Protections and Payment Plans
Category: Office of Research Publication Credit card late fees
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog
Archived
The Fed is raising interest rates. What does that mean for borrowers and savers?
Category: Blog
Archived
New effort focused on financial issues facing rural communities
Category: Report 2021 Financial Literacy Annual Report
Category: Press release
Archived
CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog
Archived
Report illustrates how the big three credit reporting companies are giving consumers the runaround
Category: Blog
Archived
The hidden cost of junk fees
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Press release
Archived
Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Blog
Archived
Americans pay $120 billion in credit card interest and fees each year
Category: Blog
Archived
CFPB releases report on diversity and inclusion within financial services
Category: Blog
Archived
Our public inquiry on buy now, pay later
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog
Archived
Making Ends Meet series: Consumer finances during the pandemic
Category: Blog
Archived
Know before you buy (now, pay later) this holiday season
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Blog
Archived
The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Director's statement
Archived
Statement by CFPB Director Rohit Chopra on HUD Guidance on Special Purpose Credit Programs
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release
Archived
CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release
Archived
CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Blog
Archived
Comparing auto loans for borrowers with subprime credit scores
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Report The Consumer Credit Card Market
Category: Press release
Archived
CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
Category: Press release
Archived
CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release
Archived
CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Report 2021 College credit card agreements
Category: Press release
Archived
Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Director's statement
Archived
Statement by CFPB Acting Director Uejio on CFPB Victory in Legal Challenge to Payday Lending Rule Protections
Category: Press release
Archived
CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech
Archived
Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Speech
Archived
Prepared Remarks of Acting Director Dave Uejio at the NFHA’s Virtual Forum on Special Purpose Credit Programs
Category: Blog
Archived
Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Press release
Archived
Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Blog
Archived
Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog
Archived
Credit card use is still declining compared to pre-pandemic levels
Category: Press release
Archived
CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Speech
Archived
Prepared Remarks of Acting Director Uejio For AFR’s Celebration of the CFPB’s 10th Birthday
Category: Blog
Archived
Trends in Reported Assistance on Consumers’ Credit Records
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Blog
Archived
The trends of commercial credit reporting on consumer credit
Category: Press release
Archived
CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2020
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Blog
Archived
New data show improving yet sustained housing insecurity risks
Category: Blog
Archived
Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog
Archived
HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters

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