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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Blog Market monitoring insights: examining the potential credit impact of high vehicle costs for consumers
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog Exploring the connection between financial assistance for medical care and medical collections
Category: Blog Why we’re modernizing how we collect credit card data
Category: Blog Examining the factors driving high credit card interest rates
Category: Press release CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Blog Office of Research blog: Housing inflation is hitting low-income renters
Category: Press release CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Press release CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Blog CFPB tells credit card CEOs: Practice of suppressing payment data has potential for consumer harm
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Press release CFPB Report Spotlights Medical Billing Challenges
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Speech Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Office of Research Publication Credit card late fees
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog The Fed is raising interest rates. What does that mean for borrowers and savers?
Category: Report 2021 Financial Literacy Annual Report
Category: Press release CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog Ang hindi inaasahang gastos ng mga lihim na singil
Category: Blog 정크 수수료의 숨겨진 비용
Category: Blog The hidden cost of junk fees
Category: Blog El costo oculto de las tarifas inesperadas
Category: Blog التكلفة الخفية للرسوم المفاجئة وغير المتوقعة
Category: Blog 垃圾費的隱含費用
Category: Blog Sự ảnh hưởng của phụ phí ẩn
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Blog Americans pay $120 billion in credit card interest and fees each year
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Blog The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Blog Comparing auto loans for borrowers with subprime credit scores
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
Category: Press release CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Press release Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Report 2021 College credit card agreements
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Press release CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Blog The trends of commercial credit reporting on consumer credit
Category: Press release CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2020
Category: Blog New data show improving yet sustained housing insecurity risks
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Blog Summary of the 2021 CFPB Research Conference
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Blog Consumer use of payday, auto title, and pawn loans
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Blog Making Ends Meet series: Changes in consumer financial status during the early months of the pandemic
Category: Report Housing insecurity and the COVID-19 pandemic
Category: Press release New Report From Consumer Financial Protection Bureau Finds Over 11 Million Families At Risk Of Losing Housing
Category: Blog New report highlights housing insecurity and the need for aggressive action
Category: Blog Aproveche al máximo su reembolso de impuestos del 2021
Category: Blog Get the most out of your tax refund in 2021
Category: Blog The Bureau is working hard to address housing insecurity, promote racial equity, and protect small businesses’ access to credit
Category: Blog Experiment suggests people pay down debt but keep savings cushion
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Report 2020 Financial Literacy Annual Report
Category: Press release Consumer Financial Protection Bureau Issues Approval Order to Facilitate the Use of Dual Usage Credit Cards
Category: Blog Credit applications remain depressed for credit cards and auto loans
Category: Blog Credit card debt fell even for consumers who were having financial difficulties before the pandemic
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Blog New report explores the prevalence of actual payment information in consumer credit reporting
Category: Report Debt and delinquency after military service: A study of the credit records of young veterans in the first year after separation
Category: Speech Director Kraninger's Remarks During “Current Priorities in Consumer Financial Protection Seminar” At Harvard Kennedy School
Category: Press release Consumer Financial Protection Bureau Report Finds Continued Decline in the Market for Certain Kinds of College Credit Cards
Category: Report 2020 College credit card agreements