Three key tips to keep in mind if you are denied access to basic financial services and products.
Our recent report discusses the most common financial complaints reported by consumers across the 50 states and D.C.
We recently published our Consumer Response Annual Report, which provides an overview of the complaints we received in 2016.
We provide a list of credit card issuers that provide credit scores free of charge to their customers.
There are many credit scores available to you as a consumer as well as to lenders. A credit score you receive may not be the same score your lender is using to make a credit decision. Your credit score starts with the information in your credit report and may be different depending on the data used to calculate it.
We’re exploring the use of a list of companies that offer free credit
scores to their existing customers. Give us your input by commenting on the
Federal Register notice.
Look out for these five red flag examples when offered credit repair services.
You may be aware that a credit report provides you with a useful summary of your credit history. You may not be aware of where and how to actually request your credit report, and what your rights are with your consumer reports. Our single, user-friendly list of companies makes it easier for you to make the first move.
If you have a card, you might have been using it a lot lately to purchase gifts, meals, and travel expenses. Credit cards can help you build and maintain good credit, as long as you use your cards responsibly and pay your bills on time each month.
An important part of the CFPB’s mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when warranted. Today, we’re posting a semiannual update of our rulemaking agenda as part of the federal government’s Unified Agenda of Regulatory and Deregulatory Actions.