The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.
Your feedback and comments will help up improve our assessment.
We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.
The improvements to our policy will help ensure that our rulemaking process continues to be open and fair and allows for candid input from state entities.
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to collect and report about their mortgage lending, which will improve the quality of mortgage data available to the public.
The Consumer Bureau is proposing changes to Regulation B to help mortgage lenders and is looking for your feedback
We have released a plan to assess the effectiveness of the remittance rule and are asking the public for comments and information that would help the assessment.
We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.
Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.
We’ve updated our mortgage servicing rules to provide greater protections for mortgage borrowers and other homeowners
Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers fairly. They also provide servicers with greater clarity about how to comply with the rules.