New research report detailing how borrowers are paying off their student loans, what they do after, and what it might mean for their personal finances and the broader economy.
In 2016, the Bureau released the Building Blocks to Help Youth Achieve
Financial Capability: A new model and recommendations, which describes where
and when children and young adults acquire the foundations of financial
capability. Now, the Bureau has created
the Building Blocks Measurement Guide to provide researchers, program leaders,
teachers, and other financial educators with ways to assess young people’s
progress toward each building block.
Aggregate credit card borrowing exhibits end-of-year seasonal patterns which vary across different sets of consumers
This report finds that aggregate end-of-year consumer credit card borrowing roughly follows end-of-year retail expenditure patterns, with consumer borrowing experiences differing across consumers with different credit scores and different credit card utilization rates at baseline.
Learn how youth employment programs can work with financial institutions to help young people get access to accounts that work for them.
We recently published a Complaint Snapshot report, which provides an overview of trends across consumer complaints. We also took a focused look at debt collection complaints.
One thing you can do to take control of the homebuying process and save on your new home—in any housing market
Shopping for your mortgage can lead to real savings. To get the best interest rate you qualify for, here are a few things to consider.
The National Consumer Assistance Plan (NCAP) was launched in March 2015 by the three nationwide credit reporting companies in response to a multi-state settlement. In this report, we explore how the removal of public records resulting from the NCAP affected consumers' credit records and their credit scores.
You know your credit report is important, but other companies also collect information on you—and you have a right to see those reports. Our latest list of consumer reporting companies gives you the details you need to take action.
Understanding how financial institutions work with people who have limited proficiency in English.
We’re releasing a report about consumers’ experiences with overdraft programs. Many of the people we spoke with were surprised about overdraft fees. Take control of your checking account with our tips and guides.