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This page is part of Owning a Home, the CFPB’s set of tools and resources for homebuyers.
The CFPB is a U.S. government agency created in 2011. We write and enforce rules to protect consumers, and we provide free tools and resources to help you make financial decisions.

Loan Estimate Explainer

A Loan Estimate tells you important details about a mortgage loan you have requested. Use this tool to review your Loan Estimate to make sure it reflects what you discussed with the lender. If something looks different from what you expected, ask why. Request multiple Loan Estimates from different lenders so you can compare and choose the loan that's right for you.

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