Origination activity

These graphs show the number and dollar volume of new mortgages opened each month to purchase (or refinance) a primary residence, vacation home, or rental property. 

This page includes graphs and CSV files for:

FIGURE 1A:

Lending levels

Monitoring developments in overall activity helps us identify new developments in the markets we regulate. These graphs show the number and aggregate dollar volume of new mortgage loans opened each month. Aggregated monthly originations are displayed along with a seasonally-adjusted series, which adjust for expected seasonal variation in lending activity.

Number of loans originated

Jan2009Jan2010Jan2011Jan2012Jan2013Jan2014Jan2015Jan20160M0.2M0.4M0.6M0.8M1M1.2MNumber of Originations (in millions)UnadjustedSeasonally AdjustedValues after Apr 2016are projected

Source: Download CSV file
Date published: December 2016
Note: Data from the last 6 months is not final.

Volume of loans originated

Jan2009Jan2010Jan2011Jan2012Jan2013Jan2014Jan2015Jan20160B50B100B150B200B250B300BVolume of Originations (in billions of dollars)UnadjustedSeasonally AdjustedValues after Apr 2016are projected

Source: Download CSV file
Date published: December 2016
Note: Data from the last 6 months is not final.

FIGURE 1B:

Year-over-year changes

These graphs show the percentage change in the number and volume of new mortgages originated in the month, compared to lending activity from one year ago. Positive changes indicate that lending activity is higher than it was last year and negative values indicate that lending has declined. 

Number of loans originated

Jan2009Jan2010Jan2011Jan2012Jan2013Jan2014Jan2015Jan2016-80-60-40-20020406080Year-over-year change (%)Values after Apr 2016are projected

Source: Download CSV file
Date published: December 2016
Note: Data from the last 6 months is not final.

Volume of loans originated

Jan2009Jan2010Jan2011Jan2012Jan2013Jan2014Jan2015Jan2016-100-80-60-40-20020406080100Year-over-year change (%)Values after Apr 2016are projected

Source: Download CSV file
Date published: December 2016
Note: Data from the last 6 months is not final.

FIGURE 1C:

Geographic changes

This map shows the percentage change in the volume of new mortgages originated in each state, compared to lending activity from one year ago. Positive changes mean that the volume of mortgages originated in the state during the month are higher than they were one year ago and negative values indicate that the volume of mortgages has declined.

 

-25% or less-15%-5%5%15%25% or moreALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY45%72%81%-4%104%113%51%82%50%49%58%99%90%52%53%39%38%75%28%68%62%49%56%48%92%65%17%107%56%54%70%32%41%62%68%32%53%75%59%26%43%33%95%81%93%-8%84%103%-12%79%5%

Source: Download CSV file
Date published: December 2016
Note: Data from the last 6 months is not final.