Once you notify your bank or credit union about an unauthorized transaction (that is, a charge or withdrawal you didn’t make or allow), it generally has ten business days to investigate the issue. The bank or credit union must correct ...
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How are prepaid cards, debit cards, and credit cards different?
Prepaid cards and debit cards are ways to spend money you already have. Credit cards are ways to borrow money. How do prepaid cards compare to debit cards? A prepaid card is not linked to a bank or credit union ...
What should I do if my prepaid card or PIN is lost or stolen or I see unauthorized charges?
Contact the card provider right away if your card or your PIN is lost or stolen or if you see unauthorized charges. If you have registered your prepaid card, or if your card is a payroll card or a certain ...
How do I dispute a charge on my credit card bill?
To dispute a charge on your credit card bill, you should call the card company and let them know about the problem right away. Check your credit card agreement to review your rights regarding unauthorized charges. You can find your ...
Call your credit card company right away and report the additional unauthorized charges. Then, follow up in writing with a billing error notice. None If your credit card was lost or stolen, review your billing statements carefully. If they show ...
Am I responsible for unauthorized charges if my credit cards are lost or stolen?
If you report a lost or stolen credit card before it is used, the card company cannot hold you responsible for any unauthorized charges. None If there is unauthorized use of your card before you report it missing, the most ...
What is an unauthorized use of a credit card?
Generally, unauthorized use is the use of a credit card by a person who does not have the right to use the card. For example, if you lose your card and someone finds it and uses it, that would be ...