Should I get a payday loan if I need money now?
Before choosing to take out a payday loan, think about the costs you will pay, whether you want to borrow, and how you will pay back the loan. Cost If you take out a payday loan, you will likely be ...
My bank offers a direct deposit advance or checking account advance. What is this?
Deposit or checking account advances let you borrow up to a certain amount of money (often $500) from your next direct deposit. However, this money, along with fees, will usually be automatically deducted from your next direct deposit when it ...
What is the best way to move my checking account to another bank or credit union?
When moving your checking account to a new bank or credit union, open the new account first and update any automatic transactions, direct deposit, or payment paperwork. None If you decide to move your checking account to another bank or ...
How do I reload my prepaid card using direct deposit?
If you want to use direct deposit to reload your card, make sure this is an available feature on the card you have or plan to buy. Many cards do not charge for adding money through direct deposit, so it ...
If my employer offers me a payroll card, do I have to accept it?
No. Your employer can’t require you to receive your wages on a payroll card. Your employer has to offer you at least one alternative. You should be careful to check all the fees that may apply when you use your ...
What is a payroll card?
A payroll card is a prepaid card arranged by an employer for the purpose of paying its employees’ wages or salary. An employer arranges with a bank or other financial institution to pay its employees with a payroll card. The ...