While the creditor does not have to tell you before sending your account to a debt collector, usually they will try and collect the debt from you before sending to a collector. Sometimes collection agencies manage the entire account receivables ...
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Can a debt collector try to collect on a debt that was discharged in bankruptcy?
Debt collectors cannot try to collect on debts that were discharged in bankruptcy. Also, if you file for bankruptcy, debt collectors are not allowed to continue collection activities while the bankruptcy case is pending in court. If a debt collector ...
How do I get a debt collector to stop calling or contacting me?
You have the right to tell a debt collector to stop contacting you. If you ask a debt collector to stop all contact – regardless of the communications channel – the collector must stop. Keep in mind, though, that you ...
I don't recognize the name of a creditor listed on my credit report. Should I dispute this listing?
If you don’t recognize a creditor, you should contact the creditor to identify the account. The unfamiliar creditors may be entirely legitimate. None Creditors and lenders may sell your accounts or use a third-party collection company, which can ...