The Consumer Financial Protection Bureau is a government agency built to protect consumers. Our free resources help you have the information you need to make informed financial decisions.
What is a breach of peace and what does it mean for repossession?
Under state law, a lender may not repossess a car unless it can do so without a breach of peace. The definition of breach of peace varies depending on your state, but it typically includes things like threatening the use of force or breaking into a garage to obtain a vehicle.