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Student loans

Are there any student loan breaks for public service?

If you have federal Direct Loans (including Direct Consolidation Loans), you may be eligible for Public Service Loan Forgiveness (PSLF). If you make 10 years of qualified monthly payments while serving in the military or employed at a government or non-profit entity, you may be able to get the balance of your loans forgiven.

If you have older federal loans originated under the Federal Family Educational Loan (FFEL) program or the Perkins loan program, you may be able to consolidate those loans into a new Direct Loan to qualify for Public Service Loan Forgiveness.  

There are other benefits available to servicemembers, teachers, Perkins loan borrowers and others. The U.S. Department of Education offers more information for borrowers working in public service.

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