The Consumer Financial Protection Bureau is a government agency built to protect consumers. Our free resources help you have the information you need to make informed financial decisions.
Can I overdraft my prepaid debit card?
Answer: In general, prepaid debit cards are set up so that you can’t overdraft; if you use your card and don’t have enough money in your account it will be declined. However, some cards allow small overdrafts for a fee.
Some cards let you overdraft by a small dollar amount each month without a fee. However, you will have to add more money to your card to pay back the overdraft.