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Mortgages

I lost my job and can’t make my mortgage loan payments. What can I do?

If you’re unemployed, there are federal programs – Home Affordable Unemployment Program or the Hardest Hit Fund – that are designed to help homeowners who have lost their jobs. Foreclosure prevention counseling and homeless counseling services are available free of charge through the U.S. Department of Housing and Urban Development (HUD)'s Housing Counseling Program. Find out if you qualify for one of these programs or what other options you might have by calling the CFPB at 1-855-411-CFPB (2372) to be connected to a HUD-approved housing counselor today.

Tip: Use our checklist for more information on how to avoid foreclosure.

If you are facing imminent foreclosure or have been served with legal papers, you may also need to consult an attorney. If you need help finding an attorney, you can view this list of legal aid services in your state, or you can find lawyer referrals in your county and state by visiting the American Bar Association website.

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