Can I get a checking account without a social security number?

Answer: You are not required to have a social security number to open a checking or savings account.

To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number. An ID number can be a social security number or an Individual Taxpayer Identification Number (ITIN). To get an ITIN, you will need to fill out a form with the Internal Revenue Service (IRS).

If you don’t have a U.S. government-issued SSN or ITIN, some banks and credit unions will accept a passport number and country of issuance, an alien identification card number, or other government-issued ID number.

Visit different banks and credit unions to find out what types of accounts they offer, and what types of ID numbers they accept.

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