How do I find out information about my student loans?
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For federal student loans, you can find information through the U.S. Department of Education. For private student loans, you can contact your student loan servicer.
Federal Student Loans
The definitive source for information on your federal student loans is the U.S. Department of Education’s Federal Student Aid website. Your student loan servicer, to whom you send your regular payments, should also have important information about your loan. You can find out who your federal student loan servicer is by logging into your Federal Student Aid account.
Private Student Loans
Unlike federal student loans, there is not a single website that contains information about all of your private student loans. To find information on your private student loans, you’ll need to contact each of your private student loan servicers to determine your total loan balance, or check your credit report. The current noteholder, if different from the servicer you send regular payments to, should also have information specific to your loan.
If you do not know who your private student loan servicers are, request a free credit report at annualcreditreport.com . Private student lenders may report your loans to credit reporting agencies even while you’re still in school or in deferment.
Here are some tips for taking control of your student loans.