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Published Category: Policy & Compliance

Your two cents on student cards and bank accounts

Today, we’re launching an initiative on student cards and bank accounts and we want your input. We’ve published a Notice and Request for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher Education in the Federal Register. The title might sound a little formal, but the reality is simple: we want to hear from you.

Published Category: Policy & Compliance

Temporarily delaying the implementation of our international remittance transfer rule

Updated on August 8, 2013: The remittance rule goes into effect October 28, 2013. Visit the remittance rule page for additional information regarding the rule including the most recent updates. In November, we announced that we would be proposing to make some limited amendments to our new international remittance transfer rule. We also announced that […]

Published Category: Policy & Compliance

New rules, fewer runarounds for mortgage borrowers

When you take out a mortgage loan to buy a home, you trust the mortgage servicing industry to work. Mortgage servicers are responsible for sending you bills, processing your payments, answering your questions, and addressing any problems that may arise. When servicers fall down on the job, that can have serious consequences for consumers. People […]

Published Category: At the CFPB

See you soon Atlanta, GA!

Join us for a field hearing on mortgage policy on Thursday, Jan. 17, 2013, featuring remarks from CFPB Director Richard Cordray, as well as testimony from consumer groups, industry representatives, and members of the public. 11 a.m. EST Rialto Center for the Arts Georgia State University 80 Forsyth Street Atlanta, GA To RSVP, email cfpb.events@cfpb.gov […]

Published Category: Policy & Compliance

Assuring consumers have access to mortgages they can trust

Today, we’re issuing one of our most important rules to date, the Ability-to-Repay rule. It’s designed to assure the reliability of mortgages – making sure that lenders offer mortgages that consumers can actually afford to pay back. This is a simple, obvious principle that needs to be cemented in the housing market. In the run-up […]

Published Category: Info for consumers

Tax time

I know, you don’t have to file your taxes until April 15th (and if you’re in a combat zone you can delay even longer), but you may want to file as soon as you’re allowed – especially if you’re due a refund. So let’s talk taxes for a minute. First of all, if you don’t […]